Last updated 2026-07-26
TL;DR
Wesley Financial Group doesn't publish a flat price. Based on industry patterns and complaint filings, exit companies generally charge somewhere between $2,000 and $10,000+, often collected upfront or in installments. Before paying anyone, check your rescission window, get the fee in writing, and confirm the company holds funds in a bonded escrow or trust account, not its own operating account.
how much does Wesley Financial Group charge to cancel a timeshare?
Wesley Financial Group (WFG), based in Franklin, Tennessee, does not post a public price list. The fee it quotes depends on your specific contract, resort, loan balance, and how many owners are on the deed. That's standard for the timeshare exit industry generally, more than this one company. What we can say with confidence: the broader exit industry, including firms similar in size and model to WFG, typically charges somewhere in the range of $2,000 to $10,000 or more per contract. That fee is frequently collected as an upfront payment or split into a few installments before the work is finished. The Better Business Bureau's profile on Wesley Financial Group lists it as BBB accredited with an A+ rating as of this writing, but accreditation is not a price guarantee or a government endorsement [1]. The Consumer Financial Protection Bureau has separately warned that upfront-fee timeshare exit models carry real risk for consumers, regardless of which company runs them [2]. If you're getting a quote from WFG or any exit company, ask for the total fee in writing before you sign anything. Ask whether it's refundable if they don't get you out. Ask exactly what "success" means in your contract, too. A vague promise to "work on your case" is not the same as a written cancellation of your deed or a release from your loan.
how does Wesley Financial Group's pricing model actually work?
WFG generally works as a fee-for-service exit firm: you pay them to negotiate, litigate, or otherwise pressure the resort or lender to release you from your contract, and they are not the resort itself. That's different from a deed-back program run directly by a developer, which is often free or low-cost because the resort wants the unit back. Most fee-for-service exit companies structure payment one of three ways: a single upfront lump sum, an upfront deposit plus milestone payments, or (less commonly) a fully back-end fee only paid on confirmed cancellation. The Consumer Financial Protection Bureau has warned that timeshare exit companies "may charge you thousands of dollars in upfront fees" and cautions consumers to verify what they're actually paying for before any money changes hands [2]. Because pricing is case-by-case, the honest answer to "how much will it cost me specifically" is: you have to get a written quote and read the contract terms on refunds. Don't rely on a phone quote alone.
is Wesley Financial Group a scam?
No credible regulator has labeled Wesley Financial Group a scam outright, and it maintains an accredited BBB profile [1]. That said, "not labeled a scam" and "right for you" are different questions. The timeshare exit space as a whole has a well-documented scam problem that predates and surrounds any single company. The Federal Trade Commission has brought enforcement actions against timeshare exit and relief operations for taking large upfront fees and failing to deliver promised cancellations. One example: in FTC v. Timeshare Termination Team LLC, the agency alleged the defendants collected upfront fees, sometimes thousands of dollars per consumer, while failing to cancel timeshares as promised, and a federal court entered a stipulated order requiring redress to consumers [3]. The practical takeaway: research any company, including WFG, independently. Check your state attorney general's consumer complaint database. Search the company name plus "complaint" or "lawsuit." Never pay 100% upfront to a company you found through a cold call or unsolicited email. For a broader rundown on identifying bad actors in this space, see our guide on timeshare exit companies.
how do timeshare exit company fees compare across the industry?
| Rescission (buyer's remorse period) | $0 (you just cancel) | Nobody, it's your legal right | Must act within days, varies by state | |
|---|---|---|---|---|
| Developer deed-back / surrender program | $0 to ~$1,500 admin fee | Resort or a transfer agent | Only works if fees are current, no loan balance | |
| Fee-for-service exit company (industry-wide) | ~$2,000 to $10,000+ | The exit company | Upfront fee at risk if company folds or fails | |
| DIY self-help (letters, documentation, attorney consult) | $0 to a few hundred in legal fees | You, or a consulted attorney | Time-intensive, no guarantee | The CFPB has specifically warned about exit companies that tell consumers they can simply stop paying their timeshare company as part of the sales pitch [2]. That's dangerous advice. Missed payments can tank your credit and trigger foreclosure on the timeshare regardless of whether the exit company ever finishes the job. Never stop paying what you owe on your own initiative just because a salesperson tells you to; verify any advice like that with your own attorney or your state bar's lawyer referral service first. |
Nobody publishes a clean, audited price sheet across the whole exit industry. Any comparison here is directional, built from complaint filings, lawsuits, and public fee disclosures rather than a single authoritative source. With that caveat, here's roughly how the landscape breaks down. | Exit path | Typical cost range | Who gets paid | Timing risk |
should I cancel during my rescission period instead of paying anyone?
If you're still inside your rescission window, yes. Cancel yourself and skip paying anyone. Every state that regulates timeshares gives buyers a short legal right to cancel a new purchase without penalty, no exit company needed, no fee owed. The length of that window varies significantly by state. Florida gives buyers 10 calendar days after signing or after receiving the public offering statement, whichever is later, under Fla. Stat. § 721.10 [4]. California generally provides a rescission window under its Vacation Ownership and Time-Share Act, but the exact trigger dates and required notice format are specific to the statute, so confirm your state's rescission window and don't assume Florida's rule applies elsewhere [5]. To rescind, you typically send written notice (often certified mail, return receipt requested) to the address specified in your purchase contract, within the deadline your state and contract set. Keep a copy of everything and the mailing receipt. Don't rely on a phone call alone. For a state-by-state breakdown, see how to get out of a timeshare.
how do you get out of a timeshare after the rescission period ends?
Once rescission has closed, you have four realistic paths, and none of them are instant. First, check if your resort runs a deed-back or surrender program. Many major chains do, and it's often the cheapest legitimate route if your fees are current and there's no mortgage balance left. Second, try to sell it yourself or through a licensed timeshare resale broker, understanding that resale value is usually low or even negative once you count closing costs. Third, hire a fee-for-service exit company like WFG, understanding the fee ranges above and vetting them hard first. Fourth, in narrow cases, an attorney may find a contract defect (nondisclosure, deceptive sales practice) that supports rescission outside the normal window or supports a lawsuit against the developer. The American Resort Development Association (ARDA), the industry's own trade group, promotes developer-run exit and transfer programs as an alternative to outside exit companies through its ARDA-ROC responsible exit initiative. That's a self-interested source, obviously, since ARDA represents developers, but it does confirm that deed-back programs are a real and often free option worth checking before you pay anyone. See our guide on timeshare cancellation for the step order most owners should follow.
how to sell a timeshare instead of paying to exit it
Selling is usually the cheapest option if it works, but be realistic: timeshare resale values are famously low, and a large share of listings on resale sites never sell at any price. If you go this route, use a licensed real estate broker or a marketplace that doesn't charge large upfront listing fees. Never pay a "guaranteed buyer" who wants money before closing, that's a classic scam pattern. A legitimate resale closing works like any real estate deed transfer: title company or attorney handles it, you get paid (or you pay a small amount to get someone to take it), and the deed changes hands with the county recorder. If a company says they have a buyer lined up and just need an upfront "transfer fee" or "closing fee" before you ever see a signed purchase agreement, that's a major warning sign. Most owners are shocked at how little (or how negative) their timeshare's resale value actually is. Some end up giving the unit away for $1 just to stop paying maintenance fees. That's not a failure on your part. It reflects the timeshare industry's own retail pricing structure, where developers mark up units far above what any secondary buyer will pay.
are timeshares scams?
The timeshare product itself is legal in all 50 states and regulated at the state level, so "timeshares" as a category are not inherently a scam. But specific sales practices and specific exit companies absolutely can be, and both categories generate a steady stream of state attorney general and FTC actions every year. On the sales side, high-pressure tactics, misrepresented resale value, and undisclosed fee escalation have all been the subject of state enforcement actions and consumer complaints. On the exit side, the FTC has taken action against companies that collected upfront fees and delivered nothing on their cancellation promises, as in the Timeshare Termination Team case [3]. The honest framing: buying a timeshare is a real, if often expensive, financial product, comparable to a long-term lease on vacation lodging with a maintenance fee attached. It can make sense for some heavy vacationers who use it every year. Getting scammed while trying to exit one is a separate and very avoidable risk if you vet whoever you hire. For a broader rundown of what to watch for, see timeshare exit companies and our timeshare call list of numbers and agencies worth contacting before you pay anyone.
how much do timeshares actually cost, and how much are timeshares to buy?
Purchase prices vary enormously by brand, location, and unit size, but ARDA's own industry data put the average buyer transaction price for a timeshare interval at roughly $24,140 in its 2023 State of the Vacation Ownership Industry report [6]. That's the sticker price for the interval itself. It does not include annual maintenance fees, special assessments, or financing interest if you took out a developer loan. Annual maintenance fees average around $1,100 per interval according to the same ARDA industry data [6], and those fees typically rise a few percentage points each year, sometimes more when a resort needs a large capital repair. Special assessments, one-time charges for major renovations or storm damage, can run from a few hundred dollars to several thousand on top of your regular fee, and owners have very limited ability to refuse them once they're voted in by the HOA or imposed by the developer-controlled board. So the full lifetime cost of a timeshare is purchase price, plus rising annual fees for as long as you own it, plus any special assessments, minus whatever (usually very little) you'd recover on resale. That math is exactly why so many owners eventually look for an exit.
how to get rid of a timeshare if the resort won't take it back
If a resort declines your deed-back request, first ask in writing why. Ask what conditions (paying fees current, no liens, no financing balance) would make you eligible. Many deed-back programs have strict eligibility rules and simply reject applicants who still owe money on a loan or are behind on fees. If deed-back genuinely isn't available, your remaining legitimate options are resale (even at low or negative value), gifting the deed to a willing family member or charity that will actually accept the liability, or hiring a vetted exit company and paying its fee with full understanding of the refund terms. What you should not do is simply stop paying maintenance fees hoping the resort "lets it go." Unpaid fees typically lead to a lien, then foreclosure, and the delinquency can be reported to credit bureaus, which can dent your credit score for years even after the timeshare itself is gone. If you owe money on a timeshare loan and you're genuinely unable to pay, talk to a housing or debt counselor (many are HUD-approved and free) or a consumer law attorney before making any decision, rather than guessing at the consequences.
how do you check if a specific exit company (including Wesley Financial Group) is legitimate before paying?
Run five checks minimum before you send anyone money. One: search "[company name] attorney general complaint" and "[company name] lawsuit" in a normal search engine, and check your own state AG's consumer complaint portal directly. Two: check the Better Business Bureau profile, but treat accreditation as a starting point, not proof, since accreditation is a paid membership program, not a government seal [1]. Three: ask for the fee agreement in writing and read the refund clause line by line; a real refund policy names specific conditions and a specific timeline, not vague language like "money-back guarantee, terms apply." Four: ask where your upfront payment is held, specifically whether it sits in a bonded trust or escrow account controlled by a third party, versus the company's own operating account, since the FTC's case against Timeshare Termination Team involved allegations that promised protections for consumer payments weren't honored as advertised [3]. Five: never pay by wire transfer or gift card, only traceable methods, and never sign anything the same day as a cold call. We are not a law firm and we don't contact resorts or developers on anyone's behalf. If you want a second opinion on a contract or a specific company's terms, a consumer protection attorney or your state bar's referral service is the right next call, not another exit company's sales team.
Frequently asked questions
How much does Wesley Financial Group charge to cancel a timeshare?
WFG doesn't publish a flat rate; pricing is quoted case by case. Industry-wide, fee-for-service exit companies typically charge $2,000 to $10,000+, often upfront or in installments. Get a specific written quote and refund terms before paying anyone, and check the BBB profile and your state AG's complaint database first [1][2].
How to get out of a timeshare?
Check your rescission window first (it's short and varies by state); if you're past it, try your resort's deed-back or surrender program, then resale, then a vetted fee-for-service exit company as a last resort. Never stop paying fees you owe based on a salesperson's promise; verify independently with an attorney or your state AG.
How do you get out of a timeshare?
Confirm whether you're still in your rescission period; if so, send written cancellation notice by the deadline. If not, contact your resort about a deed-back program, consider resale through a licensed broker, or hire an exit company after checking its BBB record, state AG complaints, and written refund terms.
How to sell a timeshare?
Use a licensed real estate broker or reputable resale marketplace, never pay large upfront fees to a 'guaranteed buyer,' and expect low or negative resale value; many timeshares resell for a fraction of purchase price or get given away to escape maintenance fees. Closings should run through a title company or attorney, like any deed transfer.
How to get rid of a timeshare?
Try your resort's deed-back program first if you're current on fees and free of a loan balance. If that fails, attempt resale, or consider a vetted exit company. Don't stop paying fees hoping the resort walks away; unpaid balances typically trigger liens, foreclosure, and credit damage.
Are timeshares scams?
The product itself is legal and regulated state by state, so timeshares aren't inherently scams. But aggressive sales tactics and fraudulent exit companies are common enough that the FTC has brought enforcement actions, including against Timeshare Termination Team LLC, over upfront fees collected with no cancellation delivered [3]. Vet any seller or exit company independently before signing or paying.
How much is a timeshare?
ARDA's 2023 industry data put the average buyer transaction price at roughly $24,140 per interval, not counting annual maintenance fees or financing costs [7]. Prices vary widely by brand, location, and unit size; luxury branded resorts often run well above that average.
How much do timeshares cost?
Beyond the roughly $24,140 average purchase price [7], owners pay annual maintenance fees averaging around $1,100 [7], which typically rise most years, plus occasional special assessments for repairs that can run from a few hundred to several thousand dollars.
How much are timeshares?
Purchase prices range from a few thousand dollars for older, smaller-brand resale units to well over $50,000 for new luxury-brand purchases; ARDA's industry average for a new buyer transaction was about $24,140 in its 2023 report [7]. Resale value is typically far lower than purchase price.
How to sell timeshare?
List with a licensed broker or a resale marketplace with transparent, low fees, price it realistically low (many comparable resale listings sell for a small fraction of retail), and insist on a title company or attorney handling closing. Avoid anyone demanding an upfront fee before a buyer is confirmed in writing.
Does Wesley Financial Group guarantee a refund if they don't get me out?
We can't verify WFG's specific current refund terms, since they're not publicly published and vary by contract. Ask for the refund clause in writing, with named conditions and a timeline, before paying, and treat any vague verbal 'money-back guarantee' claim with skepticism until you see it in the signed agreement.
Is it better to use an exit company or just stop paying my timeshare fees?
Never simply stop paying fees you owe as a strategy; unpaid maintenance fees typically lead to a lien, then foreclosure, and can be reported to credit bureaus. If you can't afford payments, talk to a HUD-approved housing counselor or consumer attorney before deciding anything, rather than guessing.
What's a bonded escrow account and why does it matter for exit company fees?
A bonded escrow or trust account holds your payment with a licensed third party until agreed conditions are met, rather than the exit company depositing it directly into its own operating account. The FTC's case against Timeshare Termination Team LLC alleged consumers paid upfront fees without the protections they were promised [3].
Sources
- Better Business Bureau, Wesley Financial Group LLC profile: Wesley Financial Group's BBB accreditation and rating status
- Consumer Financial Protection Bureau, "Thinking about hiring a timeshare exit or cancellation company? Know your rights": timeshare exit companies may charge thousands in upfront fees and some tell consumers to stop paying
- FTC v. Timeshare Termination Team, LLC, et al., Case No. 2:21-cv-01903 (D. Nev.), FTC press release and stipulated order: FTC enforcement action alleging upfront fees collected with no cancellation delivered
- Florida Statutes § 721.10, Vacation and Timeshare Plans: Florida's 10-day rescission period for timeshare purchase contracts
- California Business and Professions Code § 11238, Vacation Ownership and Time-Share Act of 2004: California's statutory rescission right for timeshare purchases
- ARDA, State of the Vacation Ownership Industry 2023 report (as cited in ARDA press materials): average timeshare purchase transaction price and average annual maintenance fee